| AmSouth Bancorporation operates as the holding company for AmSouth Bank. It offers a range of bank and bank-related services in the southeastern United States. The company operates in three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers a range of financial services, including loan products, such as residential mortgages, equity lending, credit cards, and loans for automobile and other personal financing needs to individuals and small businesses. This segment also offers various deposit products to meet customersÂ’ savings and transaction needs. The Commercial Banking segment offers an array of credit, treasury management, and capital markets services to corporate and middle market customers. It also provides various specialty services, such as real estate finance, asset based lending, and commercial lending. The Wealth Management segment provides financial and estate planning, and investment management services for both institutional and individual clients; trust services, annuity, and mutual fund product distribution through the branches; and discount brokerage services. AmSouth operates in Alabama, Florida, Tennessee, Mississippi, Louisiana, and Georgia. As of June 27, 2005, it operated approximately 685 branch banking offices and 1,240 ATMs. The company was organized in 1970 and is headquartered in Birmingham, Alabama. |
