| ICICI Bank Limited, through its subsidiaries and affiliates, offers a range of banking products and financial services to corporate and retail customers. Its deposit products include checking accounts and time deposits, student accounts, payroll accounts, accounts for small businesses, nonresident Indian accounts, certificates of deposit, savings deposits, time deposits, and demand deposits. The companys loan product portfolio comprises home loans, automobile loans, commercial vehicle loans, two wheeler loans, dealer financing, personal loans, credit cards, loans against time deposits, loans against shares, working capital finance, leasing and related loans, consumer loans, project and corporate finance, and venture capital finance. It also offers private banking, debit cards, fund transfer facilities, and utility bill payment services, as well as agricultural financing products. In addition, the company distributes third party investment products, including government of India Relief Bonds, mutual funds, and insurance policies issued by its joint ventures. As of March 31, 2004, ICICI operated 413 branches and 1790 automatic teller machines. Further, the company has interests in the software development, software services, and business process outsourcing businesses. It has operations in the United Kingdom, Canada, Singapore, Bahrain, China, United Arab Emirates, South Africa, and Bangladesh. ICICI is headquartered in Mumbai, India. |
