| Bank of Ireland provides various banking and financial services in Ireland, the United States, rest of Europe, Australia, Canada, and Japan. The company offers checking and deposit services, overdrafts, term loans, mortgages, international asset financing, leasing, installment credit, debt factoring, foreign exchange facilities, interest and exchange rate hedging instruments, and trust and stock brokerage services. It also offers life assurance and pension and investment fund management, fund administration and custodial services, as well as financial advisory services, including mergers and acquisitions, and underwriting. In addition, the company also provides standard and nonstandard residential mortgages, as well as savings and investment products, including traditional savings accounts, online and postal savings accounts, single premium bonds, individual savings accounts, and guaranteed equity products. The company markets and sells its products through its distribution network in Ireland, which consists of 261 branches and 930 ATMs. As of March 31, 2004, it operated 325 retail bank branches. Bank of Ireland was formed in 1783 and is headquartered in Dublin, Ireland. |