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ABC Bancorp operates as a holding company that provides banking services to individuals and businesses. The company, through its banks, provides various retail and commercial banking services, including checking, savings, NOW, money market accounts, time deposit accounts of various types, and IRAs; loans for business, agriculture, real estate, personal uses, home improvement, and automobiles; credit cards; debit cards; and overdraft protection services. It also provides Internet banking, letters of credit, brokerage services, fixed rate annuities, safe deposit box rentals, bank official checks, and electronic funds transfer services, including wire transfers, automated teller machines, and ACH transactions. ABC Bancorp operates in southern Georgia, southeastern Alabama, and northern Florida. The company has its headquarters in Moultrie, Georgia.
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