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AmericanWest Bancorporation operates as the bank holding company for AmericanWest Bank (bank) that provides financial services to commercial and individual customers. The bank provides various loans, including commercial loans, agricultural loans, real estate mortgage loans, residential real estate loans, construction loans, and consumer loans. Commercial loans offered by the bank include revolving lines of credit, equipment financing loans, and letters of credit, which are secured by liens on real estate, capital assets, accounts receivable, and inventory. The bank offers agricultural loans secured by farm real estate, equipment, crops, or livestock. It provides various mortgage loans, including adjustable and fixed rate first mortgage loans secured by one to four family residential properties, and second mortgage loans secured by one to four family residential properties. The bank offers construction loans to individuals and contractors for construction of single family principal residences. It provides consumer loans that include automobile, bankcard, and personal loans. The bank offers deposit services, including negotiable order of withdrawal accounts, money market investment accounts, savings accounts, certificates of deposit, and other time deposits. As of June 30, 2004, the bank operated through 44 branches located in eastern Washington and northern Idaho. It also invests in U.S. Treasury, U.S. Government agencies, and states and political subdivisions securities. AmericanWest Bancorporation was founded in 1983 and is headquartered in Spokane, Washington.
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